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CRYPTO TAX

Crypto P&L & Tax Calculator India

Calculate your cryptocurrency profit/loss and tax under India's 30% flat tax + 1% TDS rules. Add multiple trades and get a complete tax computation.

Calculate your cryptocurrency profit/loss and tax under India's 30% flat tax + 1% TDS rules. Add multiple trades and get a complete tax computation.

  • Get an instant result with the exact inputs that matter for this metric.
  • Compare scenarios quickly (best case vs worst case) before taking action.
  • Understand what the output means and how traders/investors use it in practice.
  • Use it for planning and education — no login required.

Crypto P&L & Tax Calculator — India

India Crypto Tax Rules: 30% flat tax on gains from Virtual Digital Assets (VDAs). No deduction except cost of acquisition. Losses cannot be set off against other income or carried forward. 1% TDS on sale value above ₹50,000/year (₹10,000 for specified persons).

Asset

Buy Price (₹)

Sell Price (₹)

Quantity

Trade-wise Breakdown

AssetSale ValueCostGain/Loss1% TDS
BTC₹3,50,000₹2,00,000+₹1,50,000₹3,500
ETH₹1,20,000₹1,50,000₹-30,000₹1,200

Total Gain

₹1,20,000

Tax @ 30% + Cess

₹37,440

TDS Deducted (1%)

₹4,700

Net After Tax

₹82,560

Tax Computation

Total Sale Proceeds₹4,70,000
Cost of Acquisition(₹3,50,000)
Net Taxable Gain (losses not offset)₹1,20,000
Income Tax @ 30% (flat rate u/s 115BBH)₹36,000
Health & Education Cess @ 4%₹1,440
Total Tax Payable₹37,440
TDS to be deducted by exchange (1% of sale)₹4,700
Remaining Tax to Pay (Self-assessment)₹32,740

DETAILS

About this Crypto P&L & Tax Calculator

This section explains what the calculator does, what goes into the result, and how to interpret the output so you can apply it confidently.

What this tool does

Purpose

This calculator turns a few key inputs into a clear output you can act on — a number that traders and investors commonly use for planning and decision-making.

Use it to compare scenarios quickly and to understand the trade-offs behind the final result.

When it is helpful

  • To sanity-check assumptions before committing money.
  • To compare two or more scenarios side-by-side (conservative vs aggressive).
  • To convert a “feel” into a number you can plan around.
  • To learn what the metric means and how it is used in practice.

How to read the result

Interpretation

Treat the output as a planning number. Small changes in inputs (time, rate, price, quantity, risk, or cashflows) can change the outcome meaningfully — so keep assumptions realistic.

If the tool returns multiple outputs, focus on the ones that drive decisions (e.g., net result, breakeven, or risk-adjusted value), not just the biggest number.

Common mistakes to avoid

  • Using overly optimistic return assumptions.
  • Ignoring fees/taxes where they matter.
  • Optimizing precision instead of making a better decision.
  • Treating the result as a prediction instead of a plan.

Example calculations and results

Example 1 (one win, one loss)

BTC: 20L→35L (0.1), ETH: 1.5L→1.2L (1)

Total gain₹1,20,000
Taxable gain₹1,20,000
Tax @30% + cess₹37,440
Total TDS (1% of sales)₹4,700
Net after tax₹82,560

Graphical view

Gain
₹1,20,000
Tax
₹37,440
Net
₹82,560

Example 2 (bigger sale value impacts TDS)

SOL: ₹8,000→₹12,000 (50), DOGE: ₹10→₹8 (10,000)

Total gain₹1,80,000
Tax @30% + cess₹56,160
Total TDS (1% of sales)₹6,800
Net after tax₹1,23,840
Remaining tax after TDS₹49,360

Graphical view

Gain
₹1,80,000
Tax
₹56,160
TDS
₹6,800
Net
₹1,23,840

HOW IT WORKS

Simple steps to get your result

1

Add Your Crypto Trades

Enter each buy/sell transaction with asset name, buy price, sell price, and quantity.

2

See Per-Trade Gain/Loss

View profit or loss for each trade with the applicable 1% TDS deduction.

3

Get Total Tax Computation

See total taxable gain, 30% tax, health & education cess, and net tax payable.

FAQ

Frequently asked questions

Can I set off crypto losses against gains?+

No — under Section 115BBH, losses from one VDA (Virtual Digital Asset) cannot be set off against gains from another VDA, or against any other income. Each gain is taxed at 30% flat.

What is 1% TDS on crypto?+

Exchanges deduct 1% TDS on every crypto sale above ₹50,000/year (₹10,000 for specified persons). This TDS is credited to your Form 26AS and can be adjusted against your final tax liability.

Do I pay tax on crypto-to-crypto trades?+

Yes — exchanging one crypto for another (e.g., BTC to ETH) is treated as a sale of the first crypto at its market value. This triggers a taxable event at 30%.

Are crypto gifts taxable?+

Receiving crypto as a gift above ₹50,000 is taxable as "income from other sources." Sending crypto as a gift has no tax impact for the sender but may have stamp duty implications.

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