Calculate Long-Term Capital Gains tax on equity and mutual funds with grandfathering provision. Get exact LTCG tax with ₹1.25 lakh annual exemption under Section 112A.
Includes grandfathering provision for pre-2018 purchases. LTCG rate 12.5% on equity/equity MF (Budget 2024).
Asset Type
Holding Period
7.9 yrs
LTCG Qualifies
Sale Value
₹2,00,000
Cost of Acquisition
₹1,20,000
With grandfathering
Total LTCG
₹80,000
Exemption (₹1.25L)
₹80,000
Taxable Gain
₹0
LTCG Tax (12.5%)
₹0
Calculation Breakdown
HOW IT WORKS
Choose listed equity shares, equity mutual funds, or debt mutual funds.
Input dates, prices, and quantity. The calculator auto-applies grandfathering for pre-2018 purchases.
See total gain, ₹1.25 lakh exemption, taxable gain, and final tax at 12.5% (or 20% for debt).
FAQ
For equity/equity MF purchased before Jan 31, 2018, the cost of acquisition is the higher of (a) original purchase price or (b) FMV on Jan 31, 2018 — but cannot exceed the actual sale price. This prevents tax on pre-LTCG era gains.
From FY 2024-25 (Budget 2024), the LTCG exemption on equity and equity MF is ₹1.25 lakh per year, up from the earlier ₹1 lakh. Gains above this are taxed at 12.5% without indexation.
From April 2023, debt mutual funds no longer qualify for LTCG benefits. All gains are taxed at income slab rates. LTCG at 20% with indexation applies only for units purchased before April 1, 2023.
For listed stocks, FMV is the highest price traded on NSE/BSE on January 31, 2018. For mutual funds, it is the NAV on that date. Historical NAVs are available on AMFI website.
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