Compare taxes on intraday vs delivery equity trades side by side. See STCG, STT, brokerage, GST, and income tax — all calculated for your actual trade.
Compare taxes on intraday vs delivery equity trades side by side. See STCG, STT, brokerage, GST, and income tax — all calculated for your actual trade.
Intraday gains are taxed as business income at your slab rate. Delivery STCG is flat 15%.
DETAILS
This section explains what the calculator does, what goes into the result, and how to interpret the output so you can apply it confidently.
This calculator turns a few key inputs into a clear output you can act on — a number that traders and investors commonly use for planning and decision-making.
Use it to compare scenarios quickly and to understand the trade-offs behind the final result.
Treat the output as a planning number. Small changes in inputs (time, rate, price, quantity, risk, or cashflows) can change the outcome meaningfully — so keep assumptions realistic.
If the tool returns multiple outputs, focus on the ones that drive decisions (e.g., net result, breakeven, or risk-adjusted value), not just the biggest number.
Buy ₹500 → Sell ₹520, Qty 100, Intraday brokerage ₹20, Slab 30%
Graphical view
Buy ₹200 → Sell ₹190, Qty 500, Intraday brokerage ₹20, Slab 20%
Graphical view
When net P&L before tax is negative, the calculator applies no income tax/STCG tax on that trade.
HOW IT WORKS
Input the trade details once. The calculator runs both intraday and delivery scenarios simultaneously for a direct comparison.
Intraday profits are taxed as business income at your slab rate (5%, 20%, or 30%). Delivery STCG is always 15% regardless of slab.
Get a complete breakdown of brokerage, STT, charges, and income tax for both intraday and delivery — and see which actually nets more.
FAQ
Intraday equity trading is classified as speculative business income under Section 43(5) of the Income Tax Act. Gains are added to your total income and taxed at your applicable slab rate (5%, 20%, or 30%). Losses from intraday can only be set off against other speculative income and can be carried forward for 4 years.
Short-term capital gains (STCG) on equity held for less than 12 months are taxed at 15% (increased to 20% from FY 2024-25 as per Budget 2024). Long-term capital gains (LTCG) on equity held for more than 12 months are taxed at 12.5% above ₹1.25 lakh per year (revised in Budget 2024).
No. For delivery, STT is 0.1% on both buy and sell sides. For intraday, STT is only on the sell side at 0.025% — significantly lower, which is why intraday brokerage costs appear lower before tax.
Most modern discount brokers like Zerodha, Dhan, Groww, and Angel One charge ₹0 brokerage on equity delivery trades. You still pay STT, exchange charges, SEBI charges, GST, and stamp duty — just no brokerage.
No. Speculative business losses (intraday trading) cannot be set off against salary income or other non-speculative income. They can only be set off against speculative profits (e.g., other intraday profits). They can be carried forward for 4 years. Consult a CA for your specific situation.
Track your equity trades and taxes automatically
TradeLyser syncs your equity trades, calculates net P&L after all charges, and generates tax-ready reports for your ITR.